Prelim Discussion Questions

joycetapan wrote:answer for no. 1
Well, working at home is great. It's a less hassle to them they can avoid traffics and other things that can happen on the road. It also can save much of their time. Another thing is that it will give them enough time to spend with their loved ones, as we all know that business mens are busy men they don't have enough time for their family. With this thing working at home, it will be a great help for them to spend time to their family for them to repay those times they've missed.

answer for no. 2
I haven't tried buying things online, but I've tried searching products that's sold online. There are nice products offered on some websites like amazon.com but there is one problem, you need to be a credit card user to be able to buy products with those sites. Another thing is that some people might think that there is no assurance on buying online

pao_guerrero wrote:I have not yet tried that one, but if there's an opportunity, I would surely like to try buying and engaging in online transactions, especially if it is regarding car accessories. I think, it is less hassle but I am not sure if it would be an easy task for me. And if I will be engaging in the online business, choosing and deciding for the product I will buy is hard because I am not seeing the actual product but only see it in the pictures in the internet.

kris wrote:More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

- doing transaction online is easier and convenient. i tried buying online from my friend's business site. and its easy to use. so i consider online shopping. when it comes to paying bills, likewise its hassle free and less effort and its more secure. today's generation are leading to really high technology so either way, we'll still gonna do transactions online.its a lot more practical than the usual.

pao_guerrero wrote:I have not yet tried that one, but if there's an opportunity, I would surely like to try buying and engaging in online transactions, especially if it is regarding car accessories. I think, it is less hassle but I am not sure if it would be an easy task for me. And if I will be engaging in the online business, choosing and deciding for the product I will buy is hard because I am not seeing the actual product but only see it in the pictures in the internet.

arlynne.awayan wrote:I'd like to share my personal experiences in making online transactions.

I have been banking online for more than two years now (www.bpiexpressonline.com, www.chinabank.ph). I pay my Meralco, pldt, credit card, housing and insurance bills online. I get my husband's pay and transfer it to my account online. I even load my husband's e-pass online. I can even load to globe if I wanted to. And so far I haven't had problems with any of these. Online transactions have made life so much easier for me because I no longer have to worry about banking hours.

Aside from bank transactions, I have ordered my birth certificate online (www.census.gov.ph) and it was delivered to our house. I can also check our Meralco bill (www.meralco.com.ph) even if we haven't received the mail billing yet. I have ordered plane tickets online (www.jetstar.com) and even bought food online (www.8mcdo.com). I got all my wedding suppliers from the internet(www.weddingsatwork.com).

My husband and his friends have also purchased a lot of books and computer hardware and electronic gadgets online (www.tipidpc.com). They deposit the payment to the seller's bank account and the product is delivered to them. He bought a second-hand baby monitor that usually costs P3,000 for only P900. Even my sister-in-law has started shopping online (http://mypinkcloset.multiply.com/) without have to use credit cards. She uses G-Cash to pay.

As you can see, online transactions are more about making life more convenient. In terms of security, it's not just the responsibility of the company to make transactions more secure. It's also the responsibility of the every consumer . How will you protect yourself? Here are some tips:

1. Always check if the log-in page asks you to remember your username and password. Always UNCHECK this option.

2. Avoid doing online transaction in internet cafes.

3. Regularly change your password. The more secure password is a combination of text and number and/or special characters like @#$%^&*().

4. Avoid CREDIT if you can DEBIT. Debit means using ATM or G-CASH or any other facility that is based on PRE-PAY not credit.

5. Do a background check on the company you want to transact with. If it looks like a fly-by-night business, stay away from it. How do you know if it's fly-by-night?
(a) the website domain is a free site like geocities, etc. (www.geocities.com/flowersforsale, www.flowersforsale.tk) Established companies have their own domain (www.ayala.com.ph).
(b) Secure sites never send you an email asking for your information like credit card numbers, birthday, address etc. Emails like these are examples of Phishing wherein you receive an email that looks like something send by the company that you transact with but the link is fake and takes you to another website that steals your account information. Secure sites always require you to accomplish forms in their website and NOT through email.
(c) If you receive emails from name@yahoo/name@gmail/name@hotmail etc. telling you that you have won the sweepstakes and asks for a few dollars for attorneys fees.
No reputable company will do that.

Don't be dismayed by all these warnings. You just have to be smarter about your choices. As they say, when in doubt, DON'T.

But you can start by doing online transactions to get information such as seeing your mom's online bill from meralco or buying stuff from myspace or tipidpc.com and personally meeting up with the person you're buying the product from.

Don't be scared of technology. Remember that in the future, this will be the way things are done. Better get ahead.

arlynne.awayan wrote:I'd like to share my personal experiences in making online transactions.

I have been banking online for more than two years now (www.bpiexpressonline.com, www.chinabank.ph). I pay my Meralco, pldt, credit card, housing and insurance bills online. I get my husband's pay and transfer it to my account online. I even load my husband's e-pass online. I can even load to globe if I wanted to. And so far I haven't had problems with any of these. Online transactions have made life so much easier for me because I no longer have to worry about banking hours.

Aside from bank transactions, I have ordered my birth certificate online (www.census.gov.ph) and it was delivered to our house. I can also check our Meralco bill (www.meralco.com.ph) even if we haven't received the mail billing yet. I have ordered plane tickets online (www.jetstar.com) and even bought food online (www.8mcdo.com). I got all my wedding suppliers from the internet(www.weddingsatwork.com).

My husband and his friends have also purchased a lot of books and computer hardware and electronic gadgets online (www.tipidpc.com). They deposit the payment to the seller's bank account and the product is delivered to them. He bought a second-hand baby monitor that usually costs P3,000 for only P900. Even my sister-in-law has started shopping online (http://mypinkcloset.multiply.com/) without have to use credit cards. She uses G-Cash to pay.

As you can see, online transactions are more about making life more convenient. In terms of security, it's not just the responsibility of the company to make transactions more secure. It's also the responsibility of the every consumer . How will you protect yourself? Here are some tips:

1. Always check if the log-in page asks you to remember your username and password. Always UNCHECK this option.

2. Avoid doing online transaction in internet cafes.

3. Regularly change your password. The more secure password is a combination of text and number and/or special characters like @#$%^&*().

4. Avoid CREDIT if you can DEBIT. Debit means using ATM or G-CASH or any other facility that is based on PRE-PAY not credit.

5. Do a background check on the company you want to transact with. If it looks like a fly-by-night business, stay away from it. How do you know if it's fly-by-night?
(a) the website domain is a free site like geocities, etc. (www.geocities.com/flowersforsale, www.flowersforsale.tk) Established companies have their own domain (www.ayala.com.ph).
(b) Secure sites never send you an email asking for your information like credit card numbers, birthday, address etc. Emails like these are examples of Phishing wherein you receive an email that looks like something send by the company that you transact with but the link is fake and takes you to another website that steals your account information. Secure sites always require you to accomplish forms in their website and NOT through email.
(c) If you receive emails from name@yahoo/name@gmail/name@hotmail etc. telling you that you have won the sweepstakes and asks for a few dollars for attorneys fees.
No reputable company will do that.

Don't be dismayed by all these warnings. You just have to be smarter about your choices. As they say, when in doubt, DON'T.

But you can start by doing online transactions to get information such as seeing your mom's online bill from meralco or buying stuff from myspace or tipidpc.com and personally meeting up with the person you're buying the product from.

Don't be scared of technology. Remember that in the future, this will be the way things are done. Better get ahead.

medo_domingo wrote:

arlynne.awayan wrote:I'd like to share my personal experiences in making online transactions.

I have been banking online for more than two years now (www.bpiexpressonline.com, www.chinabank.ph). I pay my Meralco, pldt, credit card, housing and insurance bills online. I get my husband's pay and transfer it to my account online. I even load my husband's e-pass online. I can even load to globe if I wanted to. And so far I haven't had problems with any of these. Online transactions have made life so much easier for me because I no longer have to worry about banking hours.

Aside from bank transactions, I have ordered my birth certificate online (www.census.gov.ph) and it was delivered to our house. I can also check our Meralco bill (www.meralco.com.ph) even if we haven't received the mail billing yet. I have ordered plane tickets online (www.jetstar.com) and even bought food online (www.8mcdo.com). I got all my wedding suppliers from the internet(www.weddingsatwork.com).

My husband and his friends have also purchased a lot of books and computer hardware and electronic gadgets online (www.tipidpc.com). They deposit the payment to the seller's bank account and the product is delivered to them. He bought a second-hand baby monitor that usually costs P3,000 for only P900. Even my sister-in-law has started shopping online (http://mypinkcloset.multiply.com/) without have to use credit cards. She uses G-Cash to pay.

As you can see, online transactions are more about making life more convenient. In terms of security, it's not just the responsibility of the company to make transactions more secure. It's also the responsibility of the every consumer . How will you protect yourself? Here are some tips:

1. Always check if the log-in page asks you to remember your username and password. Always UNCHECK this option.

2. Avoid doing online transaction in internet cafes.

3. Regularly change your password. The more secure password is a combination of text and number and/or special characters like @#$%^&*().

4. Avoid CREDIT if you can DEBIT. Debit means using ATM or G-CASH or any other facility that is based on PRE-PAY not credit.

5. Do a background check on the company you want to transact with. If it looks like a fly-by-night business, stay away from it. How do you know if it's fly-by-night?
(a) the website domain is a free site like geocities, etc. (www.geocities.com/flowersforsale, www.flowersforsale.tk) Established companies have their own domain (www.ayala.com.ph).
(b) Secure sites never send you an email asking for your information like credit card numbers, birthday, address etc. Emails like these are examples of Phishing wherein you receive an email that looks like something send by the company that you transact with but the link is fake and takes you to another website that steals your account information. Secure sites always require you to accomplish forms in their website and NOT through email.
(c) If you receive emails from name@yahoo/name@gmail/name@hotmail etc. telling you that you have won the sweepstakes and asks for a few dollars for attorneys fees.
No reputable company will do that.

Don't be dismayed by all these warnings. You just have to be smarter about your choices. As they say, when in doubt, DON'T.

But you can start by doing online transactions to get information such as seeing your mom's online bill from meralco or buying stuff from myspace or tipidpc.com and personally meeting up with the person you're buying the product from.

Don't be scared of technology. Remember that in the future, this will be the way things are done. Better get ahead.

Whew! got new knowledge from you ma'am... thanx!!!

medo_domingo wrote:Seriously speaking, I have not tried buying products through the internet, though I am aware of those online businesses. I am still on to the traditional buyer-seller relationship where I am the one who would go to the store and choose what I would like to buy for instance. But maybe in the future, when I am earning my own money, I would likely to consider paying or shopping online... just to try those...

pao_guerrero wrote:

medo_domingo wrote:Seriously speaking, I have not tried buying products through the internet, though I am aware of those online businesses. I am still on to the traditional buyer-seller relationship where I am the one who would go to the store and choose what I would like to buy for instance. But maybe in the future, when I am earning my own money, I would likely to consider paying or shopping online... just to try those...

We are the same, I have not tried any online transactions. I agree with you that traditional buying is better for you to have an actual encounter with the products you are going to buy. I also like the concept of trying online business if I am also earning my own money. good one!

pao_guerrero wrote:There are advantages and disadvantages of doing work at home:
Working from home is a fast growing movement these days. But what most people do is they jump right in with the hopes and dreams of making huge profits before they even think about the fact that there are some disadvantages to working at home.
1) Acknowledge Your Present Job or Career
You may not be able to easily transfer your current career into a work at home situation. For example, if you work as a police officer or in the medical field, you may not be able to easily transition your career to working from home unless you change careers entirely.
2) Cost - Disadvantage or Advantage?
You can decide if working from home is right for you by determining the cost factor. Many moms will want to stay at home to work in order to save money on daycare. But, when you work from home you are now self-employed.
3) Working at Home with Children
It is not as easy as it may seem to work at home with children. If your children are too young to be in school yet, it is usually pretty difficult to get any work done when they are awake. You will get most of your work done when they are sleeping during naptime and later at night.
Family members may not mind taking care of the children from time to time, but in the end both the children and the job are your responsibility. It is easier to work from home with older children, but you will still need to have a balanced schedule in order to get all the things done that you need to do.
4) Discipline and Self-Motivation
In order to accomplish everything that you want to you will need to be disciplined and self-motivated. If you need encouragement by others to keep going, then I wouldn't recommend that you work from home. You will not have anyone looking over your shoulders and making sure the job is being done. Many distractions can get in the way, such as TV, friends, family, housework, emails and surfing the Internet.
5) Isolation
Working from home can be lonely and frustrating. Find ways to make sure that you remain comfortable spending time alone. If you feel depressed at all, you will become withdrawn and sad. It is best to take the right steps to combat the loneliness before the issue worsens.
Once you have considered these factors you may decide that working from home is not the best thing for you. However, hundreds of people deal with these disadvantages to working at home and still seem to find success in their careers.
If working from home is really what you want to do, then these drawbacks should not stop you. Just be sure that you understand that there are some disadvantages to working at home as well as the many advantages.

Admin wrote:
2. More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

Admin wrote:Hello!

2. More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

arlynne.awayan wrote:I'd like to share my personal experiences in making online transactions.

I have been banking online for more than two years now (www.bpiexpressonline.com, www.chinabank.ph). I pay my Meralco, pldt, credit card, housing and insurance bills online. I get my husband's pay and transfer it to my account online. I even load my husband's e-pass online. I can even load to globe if I wanted to. And so far I haven't had problems with any of these. Online transactions have made life so much easier for me because I no longer have to worry about banking hours.

Aside from bank transactions, I have ordered my birth certificate online (www.census.gov.ph) and it was delivered to our house. I can also check our Meralco bill (www.meralco.com.ph) even if we haven't received the mail billing yet. I have ordered plane tickets online (www.jetstar.com) and even bought food online (www.8mcdo.com). I got all my wedding suppliers from the internet(www.weddingsatwork.com).

My husband and his friends have also purchased a lot of books and computer hardware and electronic gadgets online (www.tipidpc.com). They deposit the payment to the seller's bank account and the product is delivered to them. He bought a second-hand baby monitor that usually costs P3,000 for only P900. Even my sister-in-law has started shopping online (http://mypinkcloset.multiply.com/) without have to use credit cards. She uses G-Cash to pay.

As you can see, online transactions are more about making life more convenient. In terms of security, it's not just the responsibility of the company to make transactions more secure. It's also the responsibility of the every consumer . How will you protect yourself? Here are some tips:

1. Always check if the log-in page asks you to remember your username and password. Always UNCHECK this option.

2. Avoid doing online transaction in internet cafes.

3. Regularly change your password. The more secure password is a combination of text and number and/or special characters like @#$%^&*().

4. Avoid CREDIT if you can DEBIT. Debit means using ATM or G-CASH or any other facility that is based on PRE-PAY not credit.

5. Do a background check on the company you want to transact with. If it looks like a fly-by-night business, stay away from it. How do you know if it's fly-by-night?
(a) the website domain is a free site like geocities, etc. (www.geocities.com/flowersforsale, www.flowersforsale.tk) Established companies have their own domain (www.ayala.com.ph).
(b) Secure sites never send you an email asking for your information like credit card numbers, birthday, address etc. Emails like these are examples of Phishing wherein you receive an email that looks like something send by the company that you transact with but the link is fake and takes you to another website that steals your account information. Secure sites always require you to accomplish forms in their website and NOT through email.
(c) If you receive emails from name@yahoo/name@gmail/name@hotmail etc. telling you that you have won the sweepstakes and asks for a few dollars for attorneys fees.
No reputable company will do that.

Don't be dismayed by all these warnings. You just have to be smarter about your choices. As they say, when in doubt, DON'T.

But you can start by doing online transactions to get information such as seeing your mom's online bill from meralco or buying stuff from myspace or tipidpc.com and personally meeting up with the person you're buying the product from.

Don't be scared of technology. Remember that in the future, this will be the way things are done. Better get ahead.

Admin wrote:Hello!

Answer any of the following questions:

1. Because of the internet, many professionals are now able to earn a living without having to go to the office everyday. There are people employed by companies who work at home and simply communicate and submit their work through the internet. Others start their own online business. What do you think are the advantages and disadvantages of working at home in terms of how it affects the other aspects of a person's life?

2. More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

Remember, you have to post at least 2 messages: one answering the prelim questions and the other is a reply post.

medo_domingo wrote:

kris wrote:More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

- doing transaction online is easier and convenient. i tried buying online from my friend's business site. and its easy to use. so i consider online shopping. when it comes to paying bills, likewise its hassle free and less effort and its more secure. today's generation are leading to really high technology so either way, we'll still gonna do transactions online.its a lot more practical than the usual.

Oh... it's amazing to hear that you have tried online shopping... i think i should also try that one in the near future... and if i'm already earning my own money... for now, i'm still into the traditional way of shopping... nice sharing!

medo_domingo wrote:

kris wrote:More and more Filipinos are now putting up online businesses or selling their products online. Are you currently buying or would you seriously consider making online transactions such as bill payments and shopping? Why or why not?

- doing transaction online is easier and convenient. i tried buying online from my friend's business site. and its easy to use. so i consider online shopping. when it comes to paying bills, likewise its hassle free and less effort and its more secure. today's generation are leading to really high technology so either way, we'll still gonna do transactions online.its a lot more practical than the usual.

Oh... it's amazing to hear that you have tried online shopping... i think i should also try that one in the near future... and if i'm already earning my own money... for now, i'm still into the traditional way of shopping... nice sharing!